If you’re in a car accident and uninsured, your first thought might be how much it will cost to settle the claim. However, it’s important to know that there are other costs involved as well. In this post we’ll discuss some of these expenses and how they might impact your finances if you are unable to pay them off quickly enough.If you’re in a car accident, it’s important to follow these steps:
Call the police. The first thing you should do is get help from law enforcement officials. They can help determine who was at fault, and they may be able to issue citations or make arrests if appropriate.
Call your insurance company. Your auto insurance company will want to know if there are any claims against them for damages caused by the accident, so let them know immediately after calling 911 or receiving treatment at an emergency room or hospital.
This is also good practice because it helps protect both parties involved in an accident from filing claims against each other later down the road—which could end up costing more money overall than just paying out directly now would cost (and might even lead back into court).
What If the Uninsured Driver Is Not at Fault for the Car Accident?
If the uninsured driver is not at fault for your car accident, you may be able to claim compensation for your medical expenses, lost wages and pain and suffering. This is true even if the other driver has insurance.
The law requires that an insurance company provide compensation in cases where there was no fault on their part. In other words, they must pay out when it is determined that someone else caused an accident by careless driving or speeding through a red light (or whatever).
What If I’m at Fault for the Accident?
If you’re at fault for an accident and you were speeding, using drugs or driving negligently (like not wearing a seatbelt), you could be held liable. However, if your actions were completely safe and responsible, then it’s unlikely that you would be found liable in an accident settlement.
If someone else was driving too fast or making careless mistakes while they were behind the wheel of their car on that morning—and yours wasn’t—you may be able to recover some of the damages from them.
If You Live In a No-Fault Insurance State
If you live in a no-fault insurance state, your car insurance company will help pay for the medical bills and other expenses related to an accident. This is called “personal injury protection” (PIP). It’s important to note that PIP only applies if you have a valid policy with them. If your coverage does not include PIP, then it doesn’t apply to self-insured or uninsured drivers who cause accidents on public roads (like highways).
If there is damage done to someone else’s property or if someone gets injured. Because of their negligence while driving without car insurance coverage through their own company—the driver could still be held liable for paying out damages caused during the accident!
If You Live in a “Fault” Car Insurance State
If you live in a “fault” car insurance state, your policy will not cover damage from an accident caused by another driver. In most cases, this means that if someone else causes your car to crash and you’re injured as a result of the crash, your legal claim for compensation will be limited and may not even be worth pursuing.
The only way around this problem is to purchase collision coverage on top of your regular auto insurance policy—and since many states do not provide mandated minimums for uninsured motorist coverage (UM), it can be difficult to find affordable coverage without high deductibles or other costlier options. To find out if you live in one of these states:
Look at your current policy documents carefully; they should give some indication whether or not they offer UM protection within their limits!
Penalties for Driving Without Car Insurance
If you’re convicted of driving without car insurance in California, you may be fined. In addition to paying the fine and going through court, you’ll likely need to pay for the other driver’s medical bills—and this could cost a lot more than just a small fine. You could also lose your license for a period of time or even be required by law enforcement officers or insurance companies to purchase additional coverage immediately.
If an accident occurs as a result of someone driving without car insurance (or even being uninsured), it’s important that both parties involved go through their respective claims processes as quickly as possible so that everyone can move on with their lives.
Thing you should know:
If you are in a car accident, make sure you know whether or not your auto insurance will pay for your medical expenses and other damages. If it doesn’t, you may be able to sue the driver who caused your accident.
Talk to Lawyer
If you are injured in an accident, it’s important to talk to a lawyer immediately. The first thing you should do is ask about your legal rights and what can be done to help you recover damages from the other party. You should also ask about the lawyer’s experience and qualifications. If he or she has been practicing law for a long time, this may indicate that they understand how the courts work and how insurance companies operate—which could make all the difference when it comes time for negotiations or court proceedings.
You should also consider whether or not they offer any discounts or other perks that might make sense for someone with limited income like yourself. If you’re in a car accident and uninsured, it’s important to know how much your insurance will pay for damages. This information can help you determine whether or not to seek compensation from the other driver or their insurance company. You also need to know if any additional costs will be imposed on your auto policy.
At EBPC Personal Injury Lawyer, we can help you get the needed damages after representing your claim. Call us at London office at 1-800-259-3082.